Fred Meyer & Sons Insurance
7200 North Point Road
Baltimore, MD 21219


Fax: 410-477-2211

Fred Meyer & Sons Insurance

Your Place for Insurance Resources

Protection doesn't simply meaning having the right insurance coverage. To keep yourself, your family, and the things you care about truly protected, it is important to stay knowledgeable and safe. That's why, in order to provide the best service to our clients, we wanted to share the following resources we've found from various carriers and other sources.



Developing an Emergency Preparedness Plan

Bon Voyage: 4 keys to staying safe during vacation season

Up in Smoke: Ecigarette Risks

Halloween Safety Tips

Fire Prevention Week 2016

20 safest airlines to fly with in 2018

20 car crash tips and things you should know after an accident


Cyber Crime

Top 5 mobile device threats & how to prevent them

The future of cyber claims


Commercial Insurance

4 Most Common Business Fraud Schemes


Auto Insurance

5 Reasons why Auto Accidents are on the Rise

Ultimate Guide to Teen Driving Safety

Teen Driver Car Maintenance Checklist

Teenage Garage & Parking Safety

Homeowners Guide to Driving Safety

Driving at Night - What to Look Out For

Legal Consequences of Bad Driving

15 New Vehicles You Should Avoid

Road Rules

10 People Die Every Day During Summer From Crashes Involving Teen Drivers

10 Least Expensive Vehicles to Insure in 2016

The Link Between Marijuana and Fatal Crashes

Vehicle crashes and opioid overdoses drive accidental injury to No. 3 cause of death

8 ways to save money on your car insurance this spring

The invisible killer: Carbon monoxide safety tips for your home and car

11 ways cars will be smarter in 2018

Consumer Reports reveals 10 best cars for 2018

Insurance Research Council: Rate of Uninsured Motorists Rising Nationwide


Motorcycle Insurance

Nine Tips for Staying Safe on a Motorcycle


Water Damage, Floods, and Hurricanes

Hurricane Evacuation Checklist

FEMA's Hurrican Toolkit

Hurricane Preparedness

Hurricane Preparedness for Business

Preventing Water Damage

Water Damage Protection After a Sewer Drain or Pump Loss

6.8 Million Homes at Risk for Hurricane Storm Surge

Protecting your home from water damage

"North Point Council gets guidance on flood insurance woes"

Preparing before a flood

What to do during a flood

What to do immediately following a flood

Hurricane preparedness tips for boaters

Rankings on residential building codes for the 18 most hurricane prone states

The importance of sewer and drain endorsements


Home Insurance

15 Ways to Prevent Homeowners Insurance Claims

9 Vital Homeowner Maintenance Tips To Prevent Costly Damage and Losses

Modern Homes' Fast Fires* (Aug 2016)

Warning Signs of Building Foundation Problems

Grilling safety & homeowners insurance basics

The dangers of freezing water & boilers

7 parts of your home to check for winter weather damage


Pet Insurance

Top 10 states for dog-related injury claims

Top 10 most common medical conditions for cats




Protecting your property from earthquakes

Soft Targets for Summer Thieves

Terrorism risk insurance: Trends, take-up & pricing

Super Bowl short-term home rentals & insurance coverage

How does insurance cover mass shooting events?


Safeguard Your Health


Ergonomics - Prevention of Musculoskeletal Disorders in the Workplace

Musculoskeletal disorders (MSDs) affect the muscles, nerves, blood vessels, ligaments and tendons. Workers in many different industries and occupations can be exposed to risk factors at work, such as lifting heavy items, bending, reaching overhead, pushing and pulling heavy loads, working in awkward body postures and performing the same or similar tasks repetitively. Exposure to these known risk factors for MSDs increases a worker's risk of injury.


Work-related MSDs can be prevented. Ergonomics --- fitting a job to a person --- helps lessen muscle fatigue, increases productivity and reduces the number and severity of work-related MSDs.


Employers are responsible for providing a safe and healthful workplace for their workers. In the workplace, the number and severity of MSDs resulting from physical overexertion, and their associated costs, can be substantially reduced by applying ergonomic principals.


Provide Training

Identify Problems

Encourage Early Reporting of MSD Symptoms 

Implement Solutions to Control Hazards


An ergonomic process uses the principles of an injury and illness prevention program to address MSD hazards. Such a process should be viewed as an ongoing function that is incorporated into the daily operations, rather than as an individual project.



PPE: Head, Shoulders, Knees and Toes

When hazards cannot be eliminated to decrease employee exposure, personal protective equipment reduces an employer's liability risk and financial costs by protecting workers from injury.


OSHA estimates that for every $1 an employer spends on PPE, he or she receives a $4 return on that investment through reduced injury costs and improved employee productivity.


Click HERE to download the Head, Shoulder, Knees and Toes Infographic seen to the right.


Source:  EHS 

Heat Stress


Workers who are exposed to extreme heat or work in hot environments may be at risk of heat stress. Exposure to extreme heat can result in occupational illnesses and injuries. Heat stress can result in heat stroke, heat exhaustion, heat cramps, or heat rashes. Heat can also increase the risk of injuries in workers as it may result in sweaty palms, fogged-up safety glasses, and dizziness. Burns may also occur as a result of accidental contact with hot surfaces or steam.


Workers at risk of heat stress include outdoor workers and workers in hot environments such as firefighters, bakery workers, farmers, construction workers, miners, boiler room workers, factory workers, and others. Workers at greater risk of heat stress include those who are 65 years of age or older, are overweight, have heart disease or high blood pressure, or take medications that may be affected by extreme heat.


Prevention of heat stress in workers is important. Employers should provide training to workers so they understand what heat stress is, how it affects their health and safety, and how it can be prevented.


Click HERE to download the Heat Stress Graphic to the left.


Source: NIOSH